Safeguard your business from
EVERYDAY RISKS
Accidents happen. Whether it’s a slip on a wet floor or damage caused during your work, even the most well-run businesses face risks when dealing with the public. Bunker Insurance connects Australian businesses with tailored public liability insurance that protects against the financial consequences of third-party claims.
Why Public Liability
Insurance Matters
Public liability insurance provides cover for claims made against your business for injury or property damage suffered by a third party. This includes incidents that happen at your premises, during a service call, or as a result of your operations. Having the right cover in place ensures that legal costs, settlements, and potential judgments don’t derail your business.
Coverage Highlights
Bunker works with a wide network of insurers to offer flexible and reliable public liability insurance that suits your industry and risk profile. Your policy can include:
Third-Party Property Damage – Protection if your business unintentionally causes damage to someone else’s property.
Bodily Injury – Cover for claims related to slips, trips, falls, or injuries resulting from your business activities.
Legal Costs & Representation – Includes solicitor fees and court costs for defending a claim.
Settlement & Compensation – Covers payouts awarded by courts or negotiated outside of court.
Who Needs Public
Liability Insurance
This type of insurance is essential for businesses of all sizes and sectors, particularly those that work in public spaces or interact with clients and customers face-to-face.
Common sectors we assist:
Small Business Owners – Protect against claims tied to day-to-day operations.
Contractors & Tradies – Essential for those in construction, electrical, plumbing and more.
Retail & Hospitality – For cafes, restaurants, bars, and shops with customer foot traffic.
Event Operators & Venues – Covers temporary and permanent venues exposed to public liability risks.
Professional Services & Consultants – Especially those that visit client sites.
More ThanJust A Policy
Risk Management &
Loss Prevention
We don’t just help you respond to incidents. We help prevent them. Our brokers offer guidance on risk reduction, safety protocols, and compliance, helping you create safer environments and avoid future claims.
Flexible Coverage
Tailored To You
Every business is different. We help you navigate policy options and tailor the right protection based on your location, industry, business size, and level of exposure.
Dedicated Support &
Claims Advocacy
From first quote to final resolution, you’ll work with someone who knows your business. If a claim happens, our team will manage the process with clarity and care, so you can focus on keeping your business running.
OUR PUBLIC LIABILITYINSURANCE partners
FREQUENTLY ASKED
QUESTIONS
Who should get public liability insurance?
Any business that interacts with clients, customers, or the public—from sole traders to national brands—can benefit from this coverage.
What kinds of events does it cover?
Common events include customer falls, property damage during service calls, or injuries caused by business activities.
Can public liability insurance be customised for contractors?
Yes. We tailor contractor-specific policies based on your field, services, subcontractors, and jobsite risks.
What if I need to make a claim?
Simply contact us with the incident details. We’ll guide you through the process and liaise with the insurer to ensure timely resolution.
Does public liability insurance cover all legal claims?
It covers most common claims related to personal injury and property damage, but your specific policy will detail any exclusions or limitations.
Why is loss prevention important?
Preventing claims can lower your premiums, protect your reputation, and keep operations running smoothly.