Protection That
GETS THE JOB DONE
Accidents happen. Whether it’s a slip on a wet floor or damage caused during your work, even the most well-run businesses face risks when dealing with the public. Bunker Insurance connects Australian businesses with tailored public liability insurance that protects against the financial consequences of third-party claims.
Comprehensive Cover For TRADESPEOPLE
We offer bundled and standalone policies to meet the needs of sole traders, subcontractors, and business owners across a wide range of trades. From electricians and carpenters to plumbers and landscapers, we make sure you have practical protection in place.
Key Insurance Types for Tradespeople
Public Liability Insurance
Public liability insurance covers you if your work causes injury to someone or damage to their property. It’s essential for anyone working on third-party sites or interacting with the public.
- Third-party injury or property damage
- Legal defence and settlement costs
- Site-specific coverage for high-risk jobs
Builders Contract Works Insurance
When you’re in the middle of a project, things don’t always go to plan. Builders Contract Works insurance helps protect your job site from unexpected events like fire, storms, theft, or vandalism while construction is underway. It ensures you’re not left covering the cost of damage to the build before it’s completed.
- Covers loss or damage to materials, labour, and the structure during construction
- Protects against risks like fire, weather events, theft, and vandalism
- Helps keep your project on track without major financial setbacks
Tools & Equipment Insurance
Your tools are your livelihood. This insurance protects against theft, accidental damage, or loss, whether onsite, in transit, or stored securely.
- Cover for hand tools, power tools, and machinery
- Protection during work, storage, or transport
- Support for fast repair or replacement to reduce downtime
Personal Accident & Sickness Insurance
Injuries or illness can stop you from earning, even if they happen outside of work. This cover ensures you have a financial safety net while you recover.
- Income replacement if you can’t work
- Lump sum for serious injury or death
- Optional coverage for sickness or temporary disability
Why choose Bunker ForTrades insurance?
Tailored for Your Trade
We understand the specific risks and insurance needs of tradespeople.
Every quote is customised based on your tools, vehicle usage, and income structure.
Broker-Based Support
As your broker, we compare options from trusted Australian insurers and negotiate the right policy for your work.
You’ll get practical advice, not just paperwork.
Claims Management
When things go wrong, we stick with you from lodgement to resolution.
Our claims specialists handle the back-and-forth so you can focus on getting back to work.
OUR TRADES & CONstructionINSURANCE partners
FREQUENTLY ASKED
QUESTIONS
What does tools insurance cover?
It covers repair or replacement of tools and equipment due to theft, fire, accidental damage or loss.
What is considered a commercial vehicle?
Any vehicle used predominantly for work, like a ute, van or truck carrying tools or travelling to job sites.
How does personal accident insurance help?
It provides income support if you’re injured or become ill and can’t work. Coverage can include temporary or permanent disability.
Can I bundle multiple covers together?
Yes. Many tradespeople bundle public liability, tools, motor, and accident cover for simplicity and potential savings.
Is cover available Australia-wide?
Absolutely. We assist contractors in metro, regional, and remote areas across the country.