Peace of mind forHOSPITALITY BUSINESS
Hospitality businesses face unique challenges, from public liability risks to fire, theft, and business interruptions. At Bunker Insurance, we offer tailored solutions for venues big and small, ensuring your coverage works as hard as you do.
what hospitalityINSURANCE CAN COVER
We work with a broad panel of insurers to deliver tailored packages designed for businesses like:
- Cafes and coffee shops
- Restaurants and takeaways
- Bars, pubs, and small venues
- Catering services
CoreCover Options
- Public Liability Insurance – Covers third-party injury or damage that occurs on your premises.
- Product Liability Insurance – Covers claims related to foodborne illness or injuries from items sold or served.
- Business Interruption – Income protection if operations stop due to an insured event.
- Glass Breakage – Covers the cost of replacing damaged windows or shopfronts.
- Machinery Breakdown – Covers refrigeration, kitchen gear, and other equipment.
Why Cafes & RestaurantsBusinesses Choose Bunker
Experience in the Industry
We know the pace and pressures of hospitality and understand the types of claims, complaints, and service interruptions you face. Our advice is practical and informed.
Tailored Policies
Whether you’re a boutique wine bar or a high-turnover cafe, we build your cover around how your business actually operates.
Fast, Friendly Service
We offer fast quoting, clear guidance, and helpful claims support so you can focus on your customers, not insurance admin.
Claims Advocacy
If you need to make a claim, we’ll handle the back and forth with your insurer, helping you get fair treatment and fast results.
OUR HOSPITALITYINSURANCE partners
FREQUENTLY ASKED
QUESTIONS
Can I customise my policy?
Yes. Hospitality insurance is fully customisable based on your venue size, services, and risk profile.
What types of businesses does it apply to?
We work with restaurants, cafes, bars, caterers, boutique hotels, and other food & beverage venues.
Does it include cover for equipment?
Yes, optional machinery breakdown insurance can be added to protect ovens, cool rooms, coffee machines, and more.
What about business interruption?
This covers loss of income and ongoing expenses if you’re forced to close temporarily due to an insured event.
Do I need workers’ compensation?
This is a separate policy from hospitality insurance but essential for businesses with staff. We can help you arrange it.