Car Carriers Insurance
Car carriers face unique risks every time they hit the road. From potential damage to vehicles being transported to accidents involving the truck itself, one incident can lead to expensive claims and serious downtime.
Car Carriers Insurance gives you cover for these risks, helping protect your business, your vehicles and the cars in your care. Without the right cover in place, even a minor accident could mean thousands in repair costs, compensation claims, or lost contracts.
What’s Covered Under Car Carriers Insurance
A strong car carrier policy can include:
Vehicle cover
Protection for your car carrier if it’s damaged in an accident, whether you’re at fault or not. This includes repairs or replacement costs so you can get back on the road quickly.
Cargo protection
Cover for the cars being transported in case of damage, theft or total loss during transit. This is crucial when handling prestige or new vehicles.
Third-party liability
Protection against claims if your carrier causes injury or property damage. This covers legal costs and compensation claims from third parties.
Downtime cover
Financial support if your truck is off the road after an incident, helping cover loan repayments, wages and business overheads.
Optional extras
Such as non-owned trailer cover, roadside assistance, driver injury benefits or protection for specialist loading equipment.
Why Car Carriers Insurance Matters
Car carriers transport high-value vehicles across long distances. That means exposure to road accidents, hailstorms, theft, and liability claims is far higher than most transport businesses face. For example, a single accident involving several cars on board can create multiple claims at once, leaving operators with enormous costs.
Without the right cover, you could be left paying for vehicle damage, legal expenses and income losses. Car Carriers Insurance is designed to protect against these risks, ensuring your business keeps moving and your customers’ vehicles stay protected.
Getting Car Carriers Insurance is Simple
We keep the process simple. Here’s how you can get your tow truck covered, step by step:
1. Start Your Quote
Fill in our quick form or call 1300 029 068.
2. We Compare for You
We find the best deals from trusted insurers.
3. You’re Insured
Choose your policy and get your documents by email the same day.
Who Needs Car Carriers Insurance
Car Carriers Insurance is essential for anyone responsible for transporting vehicles across Australia. It’s not just about compliance, it’s about safeguarding your livelihood and protecting the value of every car in your care.
It’s especially relevant for:
- Independent operators moving cars between dealerships.
- Transport companies delivering cars for auctions or private buyers.
- Fleet businesses specialising in vehicle logistics across states.
- Contractors servicing car manufacturers and leasing companies.
- Vehicle relocation services moving cars for individuals or businesses.
- Prestige car transporters handling high-value or collectible vehicles.
- Regional operators moving cars in remote or rural areas where risks are higher.
What Our Clients Say About Us
At Bunker Insurance, we focus on building strong relationships with our clients, understanding their individual needs, and offering the right solutions. But don’t just take our word for it, see what our clients have to say!
Protect Your Car Carrier Today
Every vehicle transport business is different, which is why we don’t push one-size-fits-all cover. We compare policies from multiple providers and tailor the options to your business, your vehicles and your routes.
Partner with Bunker Insurance today to secure competitive cover and peace of mind for your operations.
FAQs about Car Carriers Insurance
How much does Car Carriers Insurance cost in Australia?
Premiums depend on the value of your truck, the type and number of cars transported, your routes and your claims history. Carrying multiple high-value vehicles increases the level of risk, which is why car carrier policies often attract higher premiums. Adding extras such as downtime cover or cargo protection for prestige vehicles can also affect the overall cost.
Does Car Carriers Insurance cover the cars I’m transporting?
Yes. A comprehensive policy includes cargo protection for the vehicles you’re carrying as well as cover for the carrier itself. This ensures you’re protected if any cars are damaged in transit due to accidents, theft, or weather events. It’s particularly important for operators handling new, leased or high-value cars where claims can quickly add up.
Is Car Carriers Insurance compulsory in Australia?
While not legally compulsory in every state, most dealerships, auction houses and logistics contracts require specialised cover for car carrying. Without it, you may not meet contract requirements or risk being liable for costly claims yourself. Even if not mandated, the risks involved in carrying multiple vehicles at once make this cover an essential part of doing business.