Flatbed Truck Insurance
Flatbed trucks play a vital role in Australia’s transport and logistics sector. From moving heavy equipment to oversized loads, they take on jobs that standard vehicles can’t handle. With that responsibility comes unique risks. That’s where flatbed truck insurance comes in.
It gives you cover for your truck, your cargo, and your liability, so you can keep your business moving without unnecessary stress.
What Does Prime Movers Insurance Cover?
A prime mover insurance policy can include:
Comprehensive vehicle cover
Protection for your truck if it’s damaged in an accident, whether you’re at fault or not.
Third-party liability
Cover for damage to other vehicles, property or injury to people.
Freight protection
Cover for goods lost or damaged during transit, including perishable or high-value items where specified.
Downtime or loss of income cover
Financial support if your truck is off the road after an insured event, helping you meet loan repayments and running costs.
Personal Accident Cover
Protection for the driver in case of injury or death resulting from an accident while operating the prime mover
Optional extras
Such as non-owned trailer cover, breakdown assistance, hire vehicle cover or legal defence costs.
Why Flatbed Truck Insurance Matters
Flatbed trucks often carry loads that are large, heavy, or awkward in shape. This makes them more exposed to risks like shifting cargo, roadside damage, or liability if an accident occurs.
Having the right cover in place protects not only your truck but also your financial security. Without it, a single incident could put your livelihood at risk.
Flatbed truck insurance is essential for:
- Owner-operators hauling heavy equipment or oversized goods
- Transport businesses moving freight across regional or metro areas
- Companies handling construction, farming, or industrial materials
- Drivers needing both vehicle and liability protection
Getting Prime Movers Insurance is Simple
At Bunker Insurance, we keep the process of truck insurance simple and straightforward. Here’s how it works:
1. Start Your Quote
Fill in our quick form or call 1300 029 068.
2. We Compare for You
We find the best deals from trusted insurers.
3. You’re Insured
Choose your policy and get your documents by email the same day.
What Flatbed Truck Insurance Can Cover
A tailored flatbed truck insurance policy can include:
- Accidental damage: Cover for your truck if it’s damaged in an accident
- Theft and fire: Protection if your truck is stolen or damaged by fire
- Third-party liability: Cover if your truck causes damage or injury to others
- Cargo cover: Options to protect the loads you transport
- Downtime or breakdown cover: Depending on the insurer, extras may be available to keep your business moving
By working with an experienced broker, you can ensure your policy matches the way you actually use your flatbed truck.
What Our Clients Say About Us
At Bunker Insurance, we focus on building strong relationships with our clients, understanding their individual needs, and offering the right solutions. But don’t just take our word for it, see what our clients have to say!
How We Help You Get Covered
At Bunker Insurance, we specialise in truck and transport cover. Our process is simple and designed to save you time:
Tell us about your business
Share details about your flatbed, what you carry, and where you operate.
We compare policies
We work with leading insurers across Australia to find the best options for your situation.
Review your options
You’ll get a clear comparison of policies tailored to your business.
Get covered
Choose the right policy and get on the road knowing you’re protected.
Protect Your Flatbed Truck Today
Your truck is your livelihood. With Bunker Insurance, you can protect it without the hassle. Get in touch today for a quick quote and see how straightforward it is to get covered.
Visit Bunker Insurance to start your cover today.
FAQs About Flatbed Truck Insurance
What exactly is flatbed truck insurance?
Flatbed truck insurance is designed to cover the unique risks that come with operating a flatbed vehicle. It helps protect your truck, your cargo, and your liability if something goes wrong on the road.
What’s usually included in flatbed truck insurance cover?
Most flatbed policies in Australia include cover for accidental damage, theft, fire, and third-party liability. Depending on your insurer, you can also add extras like goods in transit cover or breakdown assistance.
How much does flatbed truck insurance cost in Australia?
The cost depends on factors like the size of your truck, how it’s used, and your driving history. Insurers also look at the type of loads you carry and where you operate. Getting a tailored quote is the best way to know what you’ll pay.