Tow Trucks Insurance
Operating a tow truck comes with unique risks. From accidents on the road to damage while recovering a vehicle, one incident can leave you facing major costs.
Tow Trucks Insurance is designed to protect against these risks, giving you cover that helps keep your business moving without unexpected financial setbacks.
What’s Covered Under Tow Trucks Insurance
A tailored tow truck policy can include:
Vehicle cover
Protection for your tow truck in the event of an accident or damage, whether you’re at fault or not.
On-hook liability
Cover for vehicles being towed or recovered, protecting against damage while in your care.
Public liability
Protection if damage or injury occurs to third parties during towing operations.
Downtime cover
Financial support if your truck is off the road after an insured event, helping cover running costs.
Optional extras
Such as equipment cover, roadside assistance, or extended business liability.
Why Tow Trucks Insurance Matters
Tow trucks face exposure every day, often working in difficult or high-risk situations. Recovery work often happens on highways, in poor weather, or in busy traffic where the risks are greater.
Without the right cover, operators can be left paying for repairs, liability claims and lost income themselves. Tow Trucks Insurance helps protect your vehicle, your drivers and the vehicles in your care, so you can focus on the job without worrying about financial strain.
Getting Tow Trucks Insurance is Simple
We keep the process simple. Here’s how you can get your tow truck covered, step by step:
1. Start Your Quote
Fill in our quick form or call 1300 029 068.
2. We Compare for You
We find the best deals from trusted insurers.
3. You’re Insured
Choose your policy and get your documents by email the same day.
Who Needs Tow Trucks Insurance
Tow Trucks Insurance is essential for any operator using their vehicle for commercial towing in Australia. It’s not just about compliance, it’s about protecting your business and livelihood. Whether you’re an independent operator or managing a fleet, the right policy helps safeguard your work from costly setbacks.
It’s especially relevant for:
- Independent tow truck drivers working regionally or in metro areas.
- Small towing businesses with one or two vehicles supporting local communities.
- Fleet operators providing statewide towing and recovery services.
- Contractors engaged by roadside assistance providers, insurers or councils.
What Our Clients Say About Us
At Bunker Insurance, we focus on building strong relationships with our clients, understanding their individual needs, and offering the right solutions. But don’t just take our word for it, see what our clients have to say!
Protect Your Tow Truck Today
Every towing business operates differently, which is why we don’t push one-size-fits-all cover. We compare policies from multiple providers and tailor the options to your business, your vehicles and your clients.
Partner with Bunker Insurance today for clear advice, competitive cover and protection that makes sense. Get a quote now and safeguard your towing business.
FAQs about Tow Truck Insurance
How much does Tow Trucks Insurance cost in Australia?
Premiums depend on your tow truck type, area of operation, claims history and the services you provide. Because towing often involves accident recoveries, roadside work and handling damaged vehicles, insurers see it as higher risk, which can make cover more expensive. Adding extras such as downtime protection or equipment cover can also influence the final cost.
What does Tow Trucks Insurance cover?
Typical policies include vehicle cover, on-hook liability, public liability and downtime protection. Optional extras like equipment cover, hire vehicle costs or extended liability can be added depending on your operation. Always review inclusions carefully, so your policy matches the services you provide.
Is Tow Trucks Insurance compulsory in Australia?
While not legally compulsory everywhere, most contracts, roadside assistance providers and insurers require tow truck operators to have specialised cover. Without it, you risk being unable to work with major clients or face paying large claims yourself.